I'm workin' 40 hours
And mroe if I can get it
Still need an extra job
So I can get more credit
Well, I work hard because we charged
Tomorrow yesterday
I'm in debt over my head
The American way

It's already spent
Every dime I'll ever make
From the high cost of living
And what the government takes
I don't have to worry
Or wonder where it went
I sleep like a baby
'Cause it's already spent

I hear 'em talkin' on TV
'Bout where we should invest
Stocks and bonds, mutual funds
401s and the rest
Well my retirement plan's a coffee can
And it's full of IOUs
My money goes to those I owe
And I bet you yours does too

It's already spent
Every dime I'll ever make
From the high cost of living
And what the government takes
I don't have to worry
Or wonder where it went
I sleep like a baby
'Cause it's already spent

Yeah, it's already spent
Every dime we'll ever make
From the high cost of living
And what the government takes
We don't have to worry
Or wonder where it went
We sleep like babies
'Cause it's already spent
We'll sleep just like babies
'Cause it's already spent

Every last dime