So you've decided to declare bankruptcy
You say that lease it brought out something bad in me
You say I feel like half the man I used to be
Is there any place left for me to go?

Friend, I know the hounds of debt, they do get hungry
And desperate times will set you often wondering
Is there a place under the moon where I can still get a room?
I can take you to the one place that I know

We're gonna live on credit river
Gonna kiss up to the great misgiver
And we all will be delivered
Gonna live on credit river

In the place of all that I once knew
Was all I needed and thought true
Is now a debt nobody could undo
And a name I signed away to a better day

We're gonna live on credit river
Gonna kiss up to the great misgiver
Until we find ourselves a counterfeiter
Gonna live on credit river

Well, I may in the red but I'm still hungry
So far gone but still leaning on that golden rail
Why don't me and you take it into the blue
Push off those fancy banks and set sail

We're gonna live on credit river
Gonna kiss up to the great misgiver
And we all will be delivered
Gonna live on credit river